Bar referralReferral service
Florida Bar Lawyer Referral Service
Referrals to Florida-licensed attorneys, including in consumer, bankruptcy, and foreclosure matters.
Service area: Statewide
Last verified 7/1/2026
FLORIDA FREE RESOURCES
Free and Low-Cost Debt Help Resources in Florida
Selected verified resources, including legal aid organizations, court self-help centers, approved credit counseling agencies, and federal consumer-protection agencies. Inclusion is not an endorsement, and services can change. Contact each organization to confirm current programs.
Free and low-cost Florida resources
Inclusion is not an endorsement. Contact the organization directly to confirm current services.
Court self-helpGovernment
Florida Courts Self-Help Center
Forms and self-help resources for state court matters in Florida.
Service area: Statewide
Last verified 7/1/2026
Consumer protectionGovernment
Florida Attorney General — Consumer Protection
Consumer complaints, scam reporting, and information about Florida consumer-protection laws.
Service area: Statewide
Last verified 7/1/2026
Credit counselingNonprofit
U.S. Trustee — Approved Credit Counseling & Debtor Education Providers (Florida)
Locate court-approved providers for the pre-filing credit counseling and pre-discharge debtor education courses required in personal bankruptcy.
Service area: Statewide (federal list)
Last verified 7/1/2026
Housing counselingNonprofit
HUD-Approved Housing Counseling Agencies in Florida
Free or low-cost housing counseling, including foreclosure prevention and mortgage delinquency counseling.
Service area: Statewide
Last verified 7/1/2026
Legal aidFree
Florida Legal Services / Local Legal Aid Programs
Free civil legal help for income-eligible Floridians, including debt, foreclosure, and consumer matters.
Service area: Statewide (by local service area)
Last verified 7/1/2026
Consumer protectionGovernment
Consumer Financial Protection Bureau (CFPB)
Federal agency handling consumer complaints about debt collection, credit reporting, and financial products.
Service area: Federal (nationwide)
Last verified 7/1/2026
Community assistanceNonprofit
Florida 211 Community Assistance
Referrals to local assistance for utilities, food, housing, and other basic needs.
Service area: Statewide
Last verified 7/1/2026
This page is educational information, not legal, tax, or financial advice. Rules, dollar figures, and procedures change and may apply differently to your situation. Any estimate on AskSteveFirst is an educational estimate, not a guarantee of eligibility or outcome.
Nothing here creates an attorney-client relationship. Your information is not shared with a professional unless you ask us to share it.
Sources and review information
Awaiting editorial review
- Last reviewed:
- July 1, 2026
- United States Courts — Bankruptcy BasicsFederal bankruptcy processLast checked 2026-07-01
- U.S. Trustee Program (Department of Justice)Means test data and approved providersLast checked 2026-07-01
- Florida Statutes, Chapter 222 (Method of Setting Apart Homestead and Exemptions)Florida exemptions and wage garnishmentLast checked 2026-07-01
- Florida Constitution, Article X, Section 4 (Homestead)Florida homestead protectionLast checked 2026-07-01
- U.S. Bankruptcy Court, Northern District of FloridaNorthern District filing and local rulesLast checked 2026-07-01
- U.S. Bankruptcy Court, Middle District of FloridaMiddle District filing and local rulesLast checked 2026-07-01
- U.S. Bankruptcy Court, Southern District of FloridaSouthern District filing and local rulesLast checked 2026-07-01
- The Florida BarLawyer referral and public consumer informationLast checked 2026-07-01
- Consumer Financial Protection Bureau — Debt CollectionFederal debt-collection rightsLast checked 2026-07-01
- U.S. Census Bureau — Median Household Income DataState median income figures used in the Chapter 7 means testLast checked 2026-07-01
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