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FLORIDA FREE RESOURCES

Free and Low-Cost Debt Help Resources in Florida

Selected verified resources. Inclusion is not an endorsement, and services can change. Contact each organization to confirm current programs.

Free and low-cost Florida resources

Inclusion is not an endorsement. Contact the organization directly to confirm current services.

Bar referralReferral service

Florida Bar Lawyer Referral Service

Referrals to Florida-licensed attorneys, including in consumer, bankruptcy, and foreclosure matters.

Service area: Statewide

Last verified 7/1/2026

Court self-helpGovernment

Florida Courts Self-Help Center

Forms and self-help resources for state court matters in Florida.

Service area: Statewide

Last verified 7/1/2026

Consumer protectionGovernment

Florida Attorney General — Consumer Protection

Consumer complaints, scam reporting, and information about Florida consumer-protection laws.

Service area: Statewide

Last verified 7/1/2026

Credit counselingNonprofit

U.S. Trustee — Approved Credit Counseling & Debtor Education Providers (Florida)

Locate court-approved providers for the pre-filing credit counseling and pre-discharge debtor education courses required in personal bankruptcy.

Service area: Statewide (federal list)

Last verified 7/1/2026

Housing counselingNonprofit

HUD-Approved Housing Counseling Agencies in Florida

Free or low-cost housing counseling, including foreclosure prevention and mortgage delinquency counseling.

Service area: Statewide

Last verified 7/1/2026

Community assistanceNonprofit

Florida 211 Community Assistance

Referrals to local assistance for utilities, food, housing, and other basic needs.

Service area: Statewide

Last verified 7/1/2026

This page provides general educational information and is not legal advice. Laws, court procedures, exemptions, and individual circumstances can change how these rules apply. Consider speaking with a qualified attorney about your specific situation.

Sources and review information

Awaiting editorial reviewLast reviewed Jul 1, 2026Data effective Jul 1, 2026