U.S. Bankruptcy Court, Northern District of Florida
Northern Florida, including Pensacola, Tallahassee, and Gainesville areas
Divisions: Pensacola, Tallahassee, Gainesville, Panama City
Official website →FLORIDA BANKRUPTCY COURTS
Florida Bankruptcy Courts and Official Filing Information
Florida has three federal bankruptcy districts and a separate state court system. Each maintains its own website, local rules, forms, and clerk information.
Florida bankruptcy courts
The correct district may depend on where you have lived or maintained your principal residence, business, or assets. Confirm venue before filing.
U.S. Bankruptcy Court, Middle District of Florida
Central Florida, including Jacksonville, Orlando, Tampa, and Fort Myers areas
Divisions: Jacksonville, Orlando, Tampa, Fort Myers
Official website →U.S. Bankruptcy Court, Southern District of Florida
Southern Florida, including Miami, Fort Lauderdale, West Palm Beach, and the Keys
Divisions: Miami, Fort Lauderdale, West Palm Beach
Official website →The correct bankruptcy district may depend on where you have lived or maintained your principal residence, business, or assets. Confirm venue before filing.
Florida state courts and self-help
Debt collection lawsuits, garnishment proceedings, and most judgment enforcement in Florida are handled in Florida's state court system (county and circuit courts), not in federal bankruptcy court. The Florida Courts Self-Help Center provides forms and guidance for people representing themselves in these matters.
Filing information, local rules, forms, and self-help
- U.S. Bankruptcy Court, Northern District of Florida — official website
- U.S. Bankruptcy Court, Middle District of Florida — official website
- U.S. Bankruptcy Court, Southern District of Florida — official website
- Florida Courts Self-Help Center
- Official federal bankruptcy forms (uscourts.gov)
This page is educational information, not legal, tax, or financial advice. Rules, dollar figures, and procedures change and may apply differently to your situation. Any estimate on AskSteveFirst is an educational estimate, not a guarantee of eligibility or outcome.
Nothing here creates an attorney-client relationship. Your information is not shared with a professional unless you ask us to share it.
Sources and review information
Awaiting editorial review
- Last reviewed:
- July 1, 2026
- United States Courts — Bankruptcy BasicsFederal bankruptcy processLast checked 2026-07-01
- U.S. Trustee Program (Department of Justice)Means test data and approved providersLast checked 2026-07-01
- Florida Statutes, Chapter 222 (Method of Setting Apart Homestead and Exemptions)Florida exemptions and wage garnishmentLast checked 2026-07-01
- Florida Constitution, Article X, Section 4 (Homestead)Florida homestead protectionLast checked 2026-07-01
- U.S. Bankruptcy Court, Northern District of FloridaNorthern District filing and local rulesLast checked 2026-07-01
- U.S. Bankruptcy Court, Middle District of FloridaMiddle District filing and local rulesLast checked 2026-07-01
- U.S. Bankruptcy Court, Southern District of FloridaSouthern District filing and local rulesLast checked 2026-07-01
- The Florida BarLawyer referral and public consumer informationLast checked 2026-07-01
- Consumer Financial Protection Bureau — Debt CollectionFederal debt-collection rightsLast checked 2026-07-01
- U.S. Census Bureau — Median Household Income DataState median income figures used in the Chapter 7 means testLast checked 2026-07-01
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